LAST UPDATED 18/01/26

KLARNA

Shop Now, Pay Later with Klarna

At JILBAYA, we're excited to offer Klarna as a payment option - giving you the flexibility to buy your favorite modest fashion pieces today and pay over time, interest-free!

Split your purchase into 4 easy, automatic payments with no hidden fees. It's simple, transparent, and helps you manage your budget while looking fabulous.

HOW KLARNA WORKS?

It's Easy as 1-2-3:

  1. Shop - Add your favorite hijabs, abayas, and modest wear to your cart
  2. Choose Klarna - Select Klarna at checkout as your payment method
  3. Pay Over Time - Your purchase is split into 4 interest-free payments, charged every 2 weeks

Example: Purchase a £100 abaya, pay just £25 today, then £25 every 2 weeks until paid off. No interest, no fees when you pay on time!

WHY CHOOSE KLARNA?

  • No Interest - 0% APR when you pay on time
  • No Hidden Fees - Transparent and straightforward
  • Easy to Manage - Track payments in the Klarna app
  • Secure - Your payment information is protected
  • Instant Decision - Get approved in seconds at checkout

KLARNA FAQ

What is Klarna?

Klarna is a payment service that lets you split your purchase into 4 interest-free payments. You pay 25% at checkout, then 25% every 2 weeks until your order is fully paid.

Is there interest or fees?

No! As long as you pay on time, there are no interest charges or fees. Late payments may incur fees, so we recommend setting up automatic payments in the Klarna app.

Do I need a Klarna account?

You'll create a simple account during checkout - it only takes a few seconds. You can then manage all your payments through the Klarna app.

Will my order ship right away?

Yes! Your order will be processed and shipped immediately, just like any other payment method. You don't have to wait until everything is paid off.

What if I need to return something?

No problem! If you return your order, Klarna will adjust your payment plan accordingly. Any paid installments will be refunded per our standard return policy.

Is there a minimum purchase amount?

Klarna is typically available for orders over £35. The exact amount may vary, and you'll see if Klarna is available when you checkout.

What happens if I miss a payment?

Klarna will send you reminders before each payment is due. Late payments may result in fees, so we recommend enabling automatic payments in your Klarna account.

Is Klarna Sharia-compliant?

Klarna's "Pay in 4" option is interest-free and doesn't charge additional fees when paid on time, making it a flexible payment option. However, we recommend consulting with a knowledgeable scholar if you have specific concerns about compliance with Islamic finance principles.

How do I track my payments?

Download the free Klarna app to view your payment schedule, make early payments, or manage your account easily.

Can I pay off my balance early?

Yes! You can pay off your remaining balance anytime through the Klarna app without any penalties.

  • American Express
  • Apple Pay
  • Diners Club
  • Discover
  • Google Pay
  • JCB
  • Maestro
  • Mastercard
  • PayPal
  • Union Pay
  • Visa

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